5029 Blackwood Dr of Heatherwood in McKinney is a Beautiful Open Floor plan Home  Large Open Living Area, Dining Area, Breakfast Area & Kitchen - Formals off Entry - Master Bedroom Downstairs - Upstairs we have a Good Sized Gameroom-Living Area, Four Good Sized Bedrooms and a 2 Hall Baths - The Backyard is Amazing - Large and Beautiful - Community Pool, Playground, and Water Play Area. 5 MINUTES FROM 75 - THIS IS A MUST SEE!!!

The Prosper ISD Schools for this home for sale are John A Baker Elementary, Rogers Middle and Prosper High School.

If you are interested in talking to someone about your options please call us or if you are interested in Homes for Sale in Plano, Frisco, McKinney, Allen and the surrounding area TEAM DECELL is who you need to call.  We also assist with New Construction Homes, Pre-Owned Homes, Foreclosure Homes and Short Sale Homes.  We are your home town experts and offer excellent customer service.  214-975-3210

FHA 30 year fixed

5.00% + 0 + 1 

5.50% + 0 + 0 

Conventional 30 year fixed

4.875% + 0 + 1

5.125% + 0 + 0

Jumbo 30 year fixed

5.75% + 0 + 1 

6.25% + 0 + 0

* rates are quoted based upon a fully documented, primary residence purchase money loan request with a 30 day rate lock and are subject to borrower qualifications.  Rates may vary for borrowers with fico scores < 740, 80/15/5 & 80/10/10 loan programs and loan amounts less than $100,000.

If you are interested in talking to someone about your options please call us or if you are interested in Homes for Sale in Plano, Frisco, McKinney, Allen and the surrounding area TEAM DECELL is who you need to call.  We also assist with New Construction Homes, Pre-Owned Homes, Foreclosure Homes and Short Sale Homes.  We are your home town experts and offer excellent customer service.  214-975-3210

FHA 30 year fixed
5.00% + 0 + 1 
5.50% + 0 + 0  

Mistake #1:  Choosing a real estate agent who is not committed to forming a strong business relationship with you.

            Avoid it:  Making a connection with the right real estate agent is crucial.  Choose a professional who is dedicated to serving your needs – before during and after the sale.  Make sure that they are full time agents not part time.  Part time agents will end up losing you money or worse messing up the deal because of their inexperience or have to work their other job.

Mistake #2:  Making an offer on a home without being pre-qualified.

            Avoid it:  Pre-qualification will make your life easier – take the time to talk with a bank or mortgage representative.  Their specific questions with regard to income, debt, and other factors will help you determine the price range that you can afford.  Also, this step will help your real estate agent determine how long it will take to go from writing a contract to closing on your new home.  It is one of the most important steps that you can take.

Mistake #3:  Not knowing the total cost involved.

            Avoid it:  Early in the buying process, ask your real estate agent or mortgage representative for an estimate of closing costs.  Title insurance and lawyer fees should be considered.  Pre-pay responsibilities such as homeowner’s association fees and insurance must also be taken into account.  Remember to examine your settlement statement prior to closing.

Mistake #4:  Limiting your search to open houses, ads or the internet.

            Avoid it:  Many homes listed in magazines or on the Internet have already been sold.  Your best course of action is to contact a real estate agent.  They have up-to-date information that is unavailable to the general public, and they are the best resource to help you find the home you want. 

Mistake #5:  Thinking that there is only one perfect home out there.

            Avoid it:  Buying a home is a process of elimination, not selection.  New properties arrive on the market daily, so be open to all possibilities.  Ask your real estate agent for a comparative market analysis.  This compares similar homes that have recently sold or are still for sale.

Mistake #6:  Not considering long-term needs.

            Avoid it:  It is important to think ahead.  Will your home suit your needs 3-5 years from now? How about in 5-10 years?

Mistake #7:  Not following through on due diligence.

            Avoid it:  Make a list of any concerns you have relating to issues such as crime rates, schools, power lines, neighbors, environmental conditions, etc.  Ask the important questions before you make an offer on a home.

Mistake #8:  Not having a home inspection.

            Avoid it:  Trying to save money today can end up costing you tomorrow.  A qualified home inspector will detect issues that many buyers can overlook.

Mistake #9:  Not examining insurance issues.

            Avoid it:  Purchase adequate insurance.  Advice from an insurance agent can provide you with answers to any concerns you may have.  Like the deductibles for wind and hail etc.

Mistake #10:  Not purchasing a home protection plan.

            Avoid it:  This is essentially a mini insurance policy that lasts about one year from the date of sale.  It typically covers basis repairs you may encounter.  A/C service plumbing issues etc.

If you have any questions please contact Team Decell your neighborhood realtors.  214.975.3210

What do these three have in common.  Well Buyers who want to take advantage of the homebuyer tax credit (along with today’s low mortgage rates and great prices) only have til the end of this month to sign a contract –  April 30 — and need to close by June 30.

Finally, last Wednesday the Fed ended its $1.25 trillion buying program of mortgage backed securities, which helped keep mortgage rates down. Don’t be fooled into thinking the interest rates will stay put because they won’t.  Home Buyers should note that most industry observers expect those rates to creep back up, because it’s the purchase of the mortgage backed securities that kept them down. 

This information has been provided to you by Team Decell, your neighborhood real estate agents.  We assist buyers and sellers with their Homes in Frisco, Plano, McKinney, Allen and the surrounding area.  Call if you need assistance or more information 214-975-3210.