WASHINGTON—The National Flood Insurance Program will be allowed to expire once again, a victim of a feud between the House and Senate over proposed legislative changes for NFIP.

The Senate adjourned today without passing an enabling measure to keep the NFIP in business past Sunday, when the current enabling law expires.

Last week the House passed H.R. 4851, legislation containing the temporary flood program extension until April 30. That action created an impasse between the House bill and a Senate bill which contains a provision extending the NFIP until Dec. 31.

At the time of the House action talks were underway with the Senate over the substance of tax cuts that would be extended under the legislation containing the NFIP extension.

House members feel the flood program legislation should contain specific provisions they want for their constituents.

An NFIP extension until Dec. 31 is contained in another House bill (H.R. 4213) which extends a number of tax cut provisions that expired at the end of last year. It was passed by the Senate last week and sent back to the House for further action.

The latest House bill, as does the Senate bill, extends the eligibility for a 65 percent government subsidy of COBRA health insurance premiums for laid-off workers. But the House extension would only be until April 30; the Senate bill extends the program until Dec. 31.

In reaction to the Senate’s latest move, Matt Brady, a spokesman for the National Association of Mutual Insurance Companies, said: “First it was a few hours, then a couple of days, and now we are looking at having the National Flood Insurance Program lapse for weeks—and each time for reasons that have little or nothing to do with the program itself.”

Flood coverage will remain in place for those who have it now under guidelines from the Federal Emergency Management Agency, which encompasses NFIP.

But, Mr. Brady warned, “this lapse could have a serious impact on those who are hoping to close on a home sale in the next few weeks. Once the program is reauthorized after Congress returns from recess, we hope lawmakers will take the time to enact a long-term extension with common-sense, bipartisan reforms that will ensure the financial stability of the NFIP.”

Information provided to you by Team Decell.

If you would like more specific information about your area or neighborhood…. Just Call!  Team Decell 214.975.3210

2213 Skiles Dr in Williamsburg Square of Plano.  Wow, the Owner has taken great care of this home since 1987. Updates include: exterior paint, granite in kitchen, microwave, dishwasher, cook top, vent, and bath room texture on walls. Many great built-ins throughout this Plano home for sale. This Plano home has2 living areas and 2 dining areas with nice sized bedrooms rooms with walk in closets. Beautiful wood deck for your back yard BBQ’s, full sprinklers, and beautiful landscaping complete the outside look. Close to great schools, shopping, George Bush Freeway, Hwy 75 and much more! You will not be disappointed call to see it right now. 

Call Team Decell by 3/25/10 to buy this home and we will give you 30% of our commission.

The Plano ISD Schools for this Plano home for sale are Shepard Elementary, Wilson Middle, Vines High School and Plano Senior High School. 

If you are interested in talking to someone about your options please call us or if you are interested in Homes for Sale in Plano, Frisco, McKinney, Allen and the surrounding area TEAM DECELL is who you need to call.  We also assist with New Construction Homes, Pre-Owned Homes, Foreclosure Homes and Short Sale Homes.  We are your home town experts and offer excellent customer service.  214-975-3210

FHA 30 year fixed
5.00% + 0 + 1 
5.50% + 0 + 0  

FHA 30 year fixed
5.00% + 0 + 1
5.50% + 0 + 0

Conventional 30 year fixed
4.75% + 0 + 1
5.00% + 0 + 0

Jumbo 30 year fixed
5.50% + 0 + 1
6.00% + 0 + 0

* rates are quoted based upon a fully documented, primary residence purchase money loan request with a 30 day rate lock and are subject to borrower qualifications. Rates may vary for borrowers with fico scores < 740, 80/15/5 & 80/10/10 loan programs and loan amounts less than $100,000.

If you have mortgage questions or questions about Homes For Sale in Frisco, Plano, McKinney, Allen and the Surrounding Area TEAM DECELL is who you need to call.  TEAM DECELL are your home town experts. 214-975-3210

1508 La Paz Dr of La Paz Estates in Plano has been Updated, spotless, and ready for you! This well kept beauty is perched on a corner lot with tons of upgrades. Walk in to the gleaming wood floors which are throughout the house. Huge living room overlooks covered flagstone patio and annually blooming private backyard oasis, complete with storage shed. Newly tumbled marble master shower with bench is to die for! Seller says they have the best neighbors in Plano! Come see it today, you snooze you lose.

The Plano ISD Schools for this Plano home for sale are Forman Elementary, Armstrong Middle, Williams High School and Plano East High School.

If you are interested in talking to someone about your options please call us or if you are interested in Homes for Sale in Plano, Frisco, McKinney, Allen and the surrounding area TEAM DECELL is who you need to call.  We also assist with New Construction Homes, Pre-Owned Homes, Foreclosure Homes and Short Sale Homes.  We are your home town experts and offer excellent customer service.  214-975-3210

FHA 30 year fixed
5.00% + 0 + 1
5.50% + 0 + 0

Conventional 30 year fixed
4.875% + 0 + 1
5.125% + 0 + 0

Jumbo 30 year fixed
5.75% + 0 + 1
6.25% + 0 + 0

* rates are quoted based upon a fully documented, primary residence purchase money loan request with a 30 day rate lock and are subject to borrower qualifications. Rates may vary for borrowers with fico scores < 740, 80/15/5 & 80/10/10 loan programs and loan amounts less than $100,000.

If you have mortgage questions or questions about Homes For Sale in Frisco, Plano, McKinney, Allen and the Surrounding Area TEAM DECELL is who you need to call.  TEAM DECELL are your home town experts. 214-975-3210

3233 Hidden Cove Dr in Lancer Estates of Plano will not last so you better hurry!  Wood floors, granite counter tops in the kitchen.  The Master bedroom has high ceilings, Cozy Living Room and Dining Room with Fire Place. Shows TLC, some new landscaping. Roof and fence replaced approx 2006 plus AC. 8 ft privacy fence, storage building. One bedroom used as study. Home faces south. ****2008 new double pane windows****. 2010 root barriers installed.  This Plano Home for Sale is ready for you.  Take advantage of the Tax credit before it expires. 

If you are interested in talking to someone about your options please call us or if you are interested in Homes for Sale in Plano, Frisco, McKinney, Allen and the surrounding area TEAM DECELL is who you need to call.  We also assist with New Construction Homes, Pre-Owned Homes, Foreclosure Homes and Short Sale Homes.  We are your home town experts and offer excellent customer service.  214-975-3210

FHA 30 year fixed
5.00% + 0 + 1
5.50% + 0 + 0

Conventional 30 year fixed
4.875% + 0 + 1
5.125% + 0 + 0

Jumbo 30 year fixed
5.75% + 0 + 1
6.25% + 0 + 0

* rates are quoted based upon a fully documented, primary residence purchase money loan request with a 30 day rate lock and are subject to borrower qualifications. Rates may vary for borrowers with fico scores < 740, 80/15/5 & 80/10/10 loan programs and loan amounts less than $100,000.

If you have mortgage questions or questions about Homes For Sale in Frisco, Plano, McKinney, Allen and the Surrounding Area TEAM DECELL is who you need to call.  TEAM DECELL are your home town experts. 214-975-3210

FHA 30 year fixed
5.00% + 0 + 1
5.50% + 0 + 0

Conventional 30 year fixed
4.875% + 0 + 1
5.125% + 0 + 0

Jumbo 30 year fixed
5.75% + 0 + 1
6.25% + 0 + 0

* rates are quoted based upon a fully documented, primary residence purchase money loan request with a 30 day rate lock and are subject to borrower qualifications. Rates may vary for borrowers with fico scores < 740, 80/15/5 & 80/10/10 loan programs and loan amounts less than $100,000.

If you have mortgage questions or questions about Homes For Sale in Frisco, Plano, McKinney, Allen and the Surrounding Area TEAM DECELL is who you need to call.  TEAM DECELL are your home town experts. 214-975-3210