6617 Norwood Lane of Timber Brook Estates in Plano is a beautiful 4 bed room, 2 bath room home is charming out front with flowers, trees, and a scenic park across the street. This Plano home is equally as charming on the inside with 100% hardwood floors and tile throughout. You will love the floor plan with split bedrooms, 2 living areas and dining areas, large open kitchen. Extended covered patio leads to the tranquil low maintenance backyard. 2 min. walk to McCall elementary, close to 75 and 190, shopping.

The Plano ISD Schools for this Plano home for sale are McCall Elementary, Bowman Middle, Williams High School and Plano East High School. 

If you are interested in talking to someone about your options please call us or if you are interested in Homes for Sale in Allen, Frisco, McKinney, Plano and the surrounding area TEAMDECELL is who you need to call.  We also assist with New Construction Homes, Pre-Owned Homes, Foreclosure Homes and Short Sale Homes.  We are your home town experts and offer excellent customer service.  214-975-3210

Buy your next home from us and we’ll give you 20% of our commission.

3031 Landershire of Prairie Creek Estates in Plano has an update kitchen with granite counter tops, range, convection microwave, and a under mount sink. Beautiful Diving pool in a landscaped yard, covered patio, space for RV or boat or 2 more cars next to garage, plantation shutters, floor to ceiling fireplace, leaded dining room windows, mirrored dining room wall, wet bar, high speed internet, double ovens, home warranty provided. This is a Sprawling four bedroom ranch style home in the heart of Plano.

The Plano ISD Schools for this home for sale are Hughston Elementary, Haggard Middle, Vines High School and Plano Senior High School. 

If you are interested in talking to someone about your options please call us or if you are interested in Homes for Sale in Allen, Frisco, McKinney, Plano and the surrounding area TEAMDECELL is who you need to call.  We also assist with New Construction, Pre-Owned homes, Foreclosures and Short Sales.  We are your home town experts and offer excellent customer service.  214-975-3210. Use TEAM DECELL to purchase your next home an we will give you 20% of our commission.

FHA 30 year fixed
5.00% + 0 + 1 
5.50% + 0 + 0  

FHA 30 year fixed
5.00% + 0 + 1 
5.50% + 0 + 0  

2432 Marble Canyon Dr of Eldorado Estates in Little Elm is a Bank Owned foreclosure Home.   This two story brick home in Eldorado Estates has spacious bedrooms, all up with master suite downstairs. Kitchen has island, maple cabinets, ceramic tile flooring and backsplash. Master bath has his and her vanities, with separate shower and garden tub. Other features include High ceilings, a large backyard and a 3 car garage. Nice sized living area with fireplace. This home is Close to shopping, schools, and entertainment that Frisco and Little Elm have to offer.  Not to mention it is priced to riced to sell fast.  This Little Elm Home is 3176 square feet and priced at $189,900.  Don’t wait call now.

If you are interested in talking to someone about your options please call us or if you are interested in Homes for Sale in Allen, Frisco, McKinney, Plano and the surrounding area TEAMDECELL is who you need to call.  We also assist with New Construction, Pre-Owned homes, Foreclosures and Short Sales.  We are your home town experts and offer excellent customer service.  214-975-3210

FHA 30 year fixed
5.00% + 0 + 1 
5.50% + 0 + 0  

FHA 30 year fixed
5.00% + 0 + 1 
5.50% + 0 + 0  

In the Real Estate market that we have today Home Owners, that foresee trouble making their mortgage need to exercise their choices quickly. 

The first thing to do is contact your Mortgage Company and explain your situation.  With the Bills that have been in Congress past many Homeowners have the right to renegotiate their mortgages. 

Secondly, if you foresee that the Mortgage Company is not going to renegotiate your mortgage then you need to immediately place your home on the market for sale.  Be honest with your Real Estate Agent.  If you hide the truth, about your situation from them, then they will not be able to help you to the best of their abilities.  Pick a Real Estate Agent that has had experience selling homes for individuals in distress.  Let your agent know how much you owe on the mortgage and let him give you an honest assessment of the value of your home.  If the value is below what you owe then you will need to pursue a Short Sale for the home.  Also, since your Third option might be to Short Sale your home, make sure that your Real Estate Agent has experience Selling Homes through the Short Sale Process.

Third, if you are unable to sell you home for what you owe on the home then you will need to apply for a Short Sale.  In the Short Sale process your Realtor will need to do a lot of work.  It is the Realtors job to make the connection with the Mortgage Company.  The communication with the mortgage company will be crucial in successfully selling your home with the Mortgage Companies approval.  The goal in the short sale process is for your for Realtor to get an offer to purchase your home as soon as possible.  Once and offer is obtained then the work with the bank begins.

Team Decell has assisted many homeowners in selling their homes through the Short Sale process and preventing the Foreclosure process.  We assist buyers and sellers in Frisco, Plano, McKinney, Allen and the Surrounding Area.  We are your neighborhood experts.  Call us 214-975-3210.

FHA 30 year fixed
5.00% + 0 + 1 
5.50% + 0 + 0  

Investor who bought homes, with the intention of reselling them would have to wait 90 days.  Now HUD has announced a temporary waiver of the 90 Day Flipping Rule.  The waiver is effective for FHA purchase transaction loans with purchase contracts signed on or after February 1, 2010.

The waiver is limited to the following conditions

1. All transactions must be arms-length, with no identity of interest between the buyer and the seller, including:
   1. Seller must hold title
   2. LLC’s, Corporations and trusts must be established in accordance with state and federal law.
   3. No evidence of previous flipping within 12 months
   4. The property was marketed openly; via MLS, auction, FSBO

1. If the sales price of the home is 20% or more above the seller’s purchase price, the waiver will only apply if the lender meets the following conditions:
   1. Major work has been done to the home (documented by a second appraisal verifying the work has been done to support an increase more than the 20%)
   2. Where no work was done on the home, the appraiser must provide explanation to support the increase.
   3. A property inspection must be provided to the buyer prior to closing. At a minimum, the inspection MUST include:

·         Property structure, foundation, floor, ceiling, walls and roof;

·         Exterior, siding, doors, windows, any decks, balconies, walkways and driveways;

·         Roofing, plumbing, all electrical, heating and A/C systems;

·         All interiors;

·         All insulation/ventilation systems as well as fire places and fuel burning appliances.

1. The waiver does not apply to the Home Equity Conversion Mortgage (HECM) for purchase program.

The waiver is scheduled to be effective for one year, unless otherwise extended or withdrawn by HUD.  If HUD discovers that there is a significant increase in mortgage defaults and claims attributable to the waiver, HUD may withdraw the waiver immediately.   

The complete text of the Waiver is available on the HUD website at: http://www.hud.gov/offices/hsg/sfh/waivpropflip2010.pdf

If you have questions regarding purchasing Homes in Frisco, Plano, McKinney, Allen and the Surrounding Area, TEAM DECELL is your home town experts.  We have extensive experience in working with Home Investors, Foreclosures, Short Sales, New Construction and every type of Real Estate transaction you can imagine.  Call now 214-975-3210