Archive for ◊ August, 2009 ◊

Author: Team Decell
• Monday, August 31st, 2009

13212-box-elder-ln13212 Box Elder Lane in the Villages at Willow Bay of Frisco is a New Construction Foreclosure.  This 3550 Sq Ft home has never been lived in and it has 4 bedrooms but is missing stove and lavatory faucets in Master bath otherwise complete and ready to go. This home will not last.  The bank foreclosed on the Builder right at the completion stage.  At $65.00 per foot this is the best price for a home in the Frisco Area.  This is perfect for the family with this big back yard.  Frisco High School, Roach Middle School and Mooneyham Elementary School are the schools for this home.

 

If you are interested in talking to someone about your options please call us.  If you are interested in refinancing your current home or homes for sale in Frisco, homes for sale in Plano, homes for sale in Allen and homes for sale in McKinney area TEAMDECELL is who you need to call.  TEAMDECELL sells homes in the Frisco, Plano, Allen and McKinney Area primarily.  They are your home town experts and offer excellent customer service.  214-975-3210

Author: Team Decell
• Monday, August 31st, 2009

Conventional 30 year fixed
5.125% + 0 + 1
5.375% + 0 + 0 

Jumbo 30 year fixed
6.00% + 0 + 1 
6.50% + 0 + 0  

FHA 30 year fixed
5.25% + 0 + 1 
5.75% + 0 + 0 

 * rates are quoted based upon a fully documented, primary residence purchase money loan request with a 30 day rate lock and are subject to borrower qualifications.  Rates may vary for borrowers with fico scores < 740, 80/15/5 & 80/10/10 loan programs and loan amounts less than $100,000.

If you are interested in refinancing your current home or homes for sale in Frisco, homes for sale in Plano, homes for sale Allen and homes for sale in McKinney area TEAMDECELL is who you need to call.  TEAMDECELL sells homes in the Frisco, Plano, Allen and McKinney Area primarily.  They are your home town experts and offer excellent customer service.  214-975-3210

Author: Team Decell
• Saturday, August 29th, 2009

Homes sales in Frisco are definitely on the rise.  Homes sales in Frisco July 2008 were at 277.  Homes sales in Frisco for July 2009 were at 320.  That’s about a 15% increase over previous year sales.  Homes sales in Frisco for June also had the same increase over the previous year sales.  With the positive out look in the stock market and interest rates remaining low has definitely boosted home sales.  Buyers are feeling more comfortable so that is great news.  Mortgage interest rates have remain in the low 5% range and may inch down even more over the next few weeks.   

If you are interested in talking to someone about your options please call us.  If you are interested in refinancing your current home or homes for sale in Frisco, homes for sale in Plano, homes for sale Allen and homes for sale in McKinney area TEAMDECELL is who you need to call.  TEAMDECELL sells homes in the Frisco, Plano, Allen and McKinney Area primarily.  They are your home town experts and offer excellent customer service.  214-975-3210

Author: Team Decell
• Saturday, August 29th, 2009

Conventional 30 year fixed
5.125% + 0 + 1
5.375% + 0 + 0 

Jumbo 30 year fixed
6.00% + 0 + 1 
6.50% + 0 + 0  

FHA 30 year fixed
5.25% + 0 + 1 
5.75% + 0 + 0 

* rates are quoted based upon a fully documented, primary residence purchase money loan request with a 30 day rate lock and are subject to borrower qualifications.  Rates may vary for borrowers with fico scores < 740, 80/15/5 & 80/10/10 loan programs and loan amounts less than $100,000.

If you are interested in talking to someone about your options please call us.  If you are interested in refinancing your current home or homes for sale in Frisco, homes for sale in Plano, homes for sale Allen and homes for sale in McKinney area TEAMDECELL is who you need to call.  TEAMDECELL sells homes in the Frisco, Plano, Allen and McKinney Area primarily.  They are your home town experts and offer excellent customer service.  214-975-3210

Author: Team Decell
• Thursday, August 27th, 2009

10731-astoria10731 Astoria Dr in the Dominion at Panther Creek of Frisco is a Foreclosure.  This Beautiful 2 story, 5 bedroom, 3.1 bath is perfect and ready for you. Over 3600 square feet of living space with a large game room upstairs, and split bedrooms are awesome.  The master bedroom is located downstairs; the open floor plan and granite counters in the kitchen with 42” custom cabinets, and wrought iron stairs are some of the features in this Frisco foreclosure. 

Roach Middle School and Wakeland High School of the Frisco ISD are the schools that your kids will attend if you purchase this home.

If you are interested in talking to someone about your options please call us.  If you are interested in refinancing your current home or homes for sale in Frisco, homes for sale in Plano, homes for sale Allen and homes for sale in McKinney area TEAMDECELL is who you need to call.  TEAMDECELL sells homes in the Frisco, Plano, Allen and McKinney Area primarily.  They are your home town experts and offer excellent customer service.  214-975-3210

Author: Team Decell
• Thursday, August 27th, 2009

Conventional 30 year fixed
5.00% + 0 + 1
5.25% + 0 + 0 

Jumbo 30 year fixed
6.00% + 0 + 1 
6.50% + 0 + 0  

FHA 30 year fixed
5.25% + 0 + 1 
5.75% + 0 + 0 

 * rates are quoted based upon a fully documented, primary residence purchase money loan request with a 30 day rate lock and are subject to borrower qualifications.  Rates may vary for borrowers with fico scores < 740, 80/15/5 & 80/10/10 loan programs and loan amounts less than $100,000.

If you are interested in talking to someone about your options please call us.  If you are interested in refinancing your current home or homes for sale in Frisco, homes for sale in Plano, homes for sale Allen and homes for sale in McKinney area TEAMDECELL is who you need to call.  TEAMDECELL sells homes in the Frisco, Plano, Allen and McKinney Area primarily.  They are your home town experts and offer excellent customer service.  214-975-3210

Author: Team Decell
• Wednesday, August 26th, 2009

There are so many home owners in financial distress in the Frisco and surrounding areas that it is just sad that this is even a problem…  Unfortunately as a short sale expert I have to see the effects of what being mislead can do to a seller in foreclosure.

There are really three kinds of short sale problems in my opinion…

  1. Short sale scams where the person taking advantage knows they are harming the home owner in distress or foreclosure.
  2. Short sale scams where the person, usually a Realtor or real estate agent that is just in over their head.  They just don’t understand all that is involved in successfully completing a short sale transaction and all the steps necessary to get the bank/lender approval.
  3. The real estate agent (usually) has some experience and may be able to “fumble” their way through some short sale transactions but just don’t know enough to know when they are over their head OR even worse they KNOW but don’t tell the seller that they are in a short sale transaction that is beyond their expertise…

Any of the 3 above could lead the home owner (seller) into foreclosure.  It is important to work with someone who has worked with numerous banks on Short Sales.  Team Decell has done just that.  We are here to assist you through this very hard time in your life.

 

If you are interested in talking to someone about your options please call us.  If you are interested in refinancing your current home or homes for sale in Frisco, homes for sale in Plano, homes for sale Allen and homes for sale in McKinney area TEAMDECELL is who you need to call.  TEAMDECELL sells homes in the Frisco, Plano, Allen and McKinney Area primarily.  They are your home town experts and offer excellent customer service.  214-975-3210

Author: Team Decell
• Wednesday, August 26th, 2009

Conventional 30 year fixed
5.00% + 0 + 1
5.25% + 0 + 0 

Jumbo 30 year fixed
6.00% + 0 + 1 
6.50% + 0 + 0  

FHA 30 year fixed
5.25% + 0 + 1 
5.75% + 0 + 0  

* rates are quoted based upon a fully documented, primary residence purchase money loan request with a 30 day rate lock and are subject to borrower qualifications.  Rates may vary for borrowers with fico scores < 740, 80/15/5 & 80/10/10 loan programs and loan amounts less than $100,000.

If you are interested in refinancing your current home or homes for sale in Frisco, homes for sale in Plano, homes for sale Allen and homes for sale in McKinney area TEAMDECELL is who you need to call.  TEAMDECELL sells homes in the Frisco, Plano, Allen and McKinney Area primarily.  They are your home town experts and offer excellent customer service.  214-975-3210

Author: Team Decell
• Tuesday, August 25th, 2009

Treasuries and mortgage rates are presently stuck in a very narrow range; the 10 yr stuck and unable to sustain under 3.50% and mortgage rates stuck in a 10 basis point range. Mortgage prices are trading above their key moving averages while the 10 yr note still holds its key averages. We expect a nice move lower in the rate markets in Sept; the timing based on when we get that long awaited equity market pullback—-and we will see it. The higher up the ladder, the bigger the fall. To finally trigger the start will take a market wake up call, so far that hasn’t happened, many professional traders are being hammered trying to short the stock market. 

 

All in all watch for rates to drop in September, possible below 5%, but you need to be ready to act fast.  Your mortgage person will be able to assist you.  You will need to have everything already approved but not locked in.  If you need a good lender call and I will help direct you.

 

If you are interested in refinancing your current home or homes for sale in Frisco, homes for sale in Plano, homes for sale Allen and homes for sale in McKinney area TEAMDECELL is who you need to call.  TEAMDECELL sells homes in the Frisco, Plano, Allen and McKinney Area primarily.  They are your home town experts and offer excellent customer service.  214-975-3210

Author: Team Decell
• Tuesday, August 25th, 2009

Conventional 30 year fixed
5.125% + 0 + 1
5.375% + 0 + 0 

Jumbo 30 year fixed
6.00% + 0 + 1 
6.50% + 0 + 0  

FHA 30 year fixed
5.25% + 0 + 1 
5.75% + 0 + 0 

* rates are quoted based upon a fully documented, primary residence purchase money loan request with a 30 day rate lock and are subject to borrower qualifications.  Rates may vary for borrowers with fico scores < 740, 80/15/5 & 80/10/10 loan programs and loan amounts less than $100,000.

If you are interested in refinancing your current home or homes for sale in Frisco, homes for sale in Plano, homes for sale Allen and homes for sale in McKinney area TEAMDECELL is who you need to call.  TEAMDECELL sells homes in the Frisco, Plano, Allen and McKinney Area primarily.  They are your home town experts and offer excellent customer service.  214-975-3210